Lending Curve
The recent Federal Reserve Beige Book offered an interesting perspective for the auto lending market. Uncertainty around trade policy was pervasive across all 12 districts, with the majority showing flat to down growth. Non-auto consumer spending was lower overall – but most districts saw moderate to robust sales of vehicles.
Point Predictive released its 2025 Auto Lending Fraud Report, revealing some startling data. In 2024, lenders’ estimated fraud loss exposure reached approximately $9.2 billion – an increase of 16.5% year over year. First-party fraud accounted for 69% of all auto lending risk. While these numbers are alarming, the good news is that your best defense is your employees. Your job is to ensure they are up to date on their training.
